Home Loans
Our home loans are designed to meet your needs with competitive home loan rates in Australia. Whether you’re a first-time homebuyer or seeking stability with fixed interest rate home loans, we have tailored solutions for you. We also offer home loans with no deposit, making homeownership more accessible, and provide inclusive options for single parents. With some of the cheapest home loan rates, we help you achieve your property goals affordably. Use our home loan calculator on our website to estimate repayments and discover how much you could borrow. Take the first step today toward securing your home.
Other Home Loans
Refinance Home Loan
Fixed Rate Home Loan
Low Deposit Home Loan
Variable Home Loan
Refinance Your Home Loan for Better Rates and Flexible Options
Refinancing your home loan can be a smart financial move, offering opportunities to save and achieve more. Whether you want to reduce your monthly payments or access extra funds, our tailored solutions can help. With our refinance home loan with cash out option, you can unlock the equity in your home for renovations, investments, or other needs. Looking to save? Refinance your home loan to take advantage of a lower interest rate, reducing long-term costs. We offer competitive refinancing home loan rates and flexible home loan refinance options to suit your situation. Choose a low-interest refinance home loan to ease your financial burden while securing better terms. Our team is here to guide you through every step, making the process simple and rewarding. Revisit your home loan today and explore how refinancing can improve your financial outlook.
Why Choose Us for Your Home Loan Needs
Flexible Loan Terms
We offer flexible loan terms tailored to your financial needs, allowing you to choose repayment options that fit your budget and goals.
Quick Loan Approval
Our quick loan approval process ensures you get the funds you need without delay, helping you seize opportunities as they arise.
Simple Online Application Process
Our simple online application process makes it easy to apply for loans, providing a hassle-free experience from start to finish.
Tailored Expert Guidance
Our expert loan advisors provide personalized guidance throughout the loan process, helping you make informed decisions for your business.
Your Reliable Loan Partner in Australia.
Get in Touch. Today!
Home Loan Options in Australia
Interest-only home loan
Offset home loan
Variable-rate home loan
Construction loan
Refinance home loan
Home equity line of credit (heloc)
Low-deposit home loan
Fixed-rate home loan
First home buyer loan
Loan Repayment Calculator
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Expert Support for First-Time Home Buyers
Starting your journey as a first home buyer can feel overwhelming, but we’re here to make it simple. With our guidance, you can secure the right loan to purchase your dream property, even with a small first home buyer deposit. We specialize in helping you explore low deposit first home loan options, ensuring you can step into the property market with ease. Every mortgage is unique, with variations in loan size, interest rates, repayment methods, and terms. That’s why it’s crucial to explore all your first home buyer loan options. Our team can provide expert advice and help you navigate the process, from determining your first home loan eligibility to selecting the best option for your needs. You may also be eligible for the First Home Owner’s Grant, and we’re here to guide you through the application process. Let us help you achieve your homeownership dreams!
F.A.Q.
How much deposit do I need for a first home loan?
For first-time buyers, the minimum deposit is typically 5% of the property’s value. However, some government schemes like the First Home Guarantee allow you to purchase with as little as 5%, with the government covering part of the deposit. A larger deposit may help you secure a better interest rate
What is the First Home Owner Grant (FHOG)?
The First Home Owner Grant is a one-time government payment available to eligible first-time homebuyers. The grant amount varies by state, and it can help reduce the overall cost of your home purchase
How can I calculate my borrowing power?
Your borrowing power depends on your income, expenses, credit score, and the interest rate. You can use online calculators from lenders or mortgage brokers to estimate how much you can borrow, but it’s always best to get pre-approval for a more accurate figure
What are stamp duty exemptions or discounts for first-time buyers?
Depending on your state or territory, first-time buyers can receive stamp duty concessions or exemptions, which can significantly lower the upfront costs of purchasing a home. For instance, first-time buyers in NSW may receive full exemptions for properties under certain price thresholds
Should I get a pre-approval for a home loan?
While not mandatory, obtaining a loan pre-approval is highly recommended. It gives you an idea of how much you can borrow, helping you narrow down property options and bid with more confidence
Your Financial Partner Across Australia-Wide
Explore our localized services and solutions through these city-specific pages by clicking to learn more. While these pages highlight our primary focus areas, our dedication extends to serving clients across all regions in Australia. Wherever you are, Ondot Finance is here to support your financial needs.
Get in touch
We’d love to assist you with your financial journey. Fill out the contact form, and we will get back to you as soon as possible.
Start Your Loan Application Now.
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Your Financial Journey Begins Here!
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